[What You Get]: Our binder set has all the accessories you need to record expenses, organize invoices, and save money. [Hard Cover Binder with Button ]:The surface of binder is made of soft and durable PU leather, and the inner layer is supported by hard cardboard, so that contents will not be deformed during storage and carrying.In addition, different from the binder with magnetic buckle,this one has a durable button that can be tightly closed to prevent the contents from falling out. You no longer need to worry about the mess caused by the the binder that cannot stay closed. [3-Color Ballpoint Pen]: This set also provides a 3-color ballpoint pen. This pen is light and durable, including red, blue, and black. Using different colors can make your budget clearer. In addition, its cap is a capacitor and can be used as a stylus pen. [Premium Cash Envelope & Budget Sheet]: The cash envelope is made of soft and durable PVC. It is waterproof and tear-proof, which can protect your money from water and dust. The double-sided budget sheet can better help you handle bills, track your income and expenditures, and help you manage funds and achieve budget goals. Material:pu+pvc colour:Brown Package Contents: 1 x hard cover A6 budget binder with button 1 x 3-color Ballpoint pen 12 x cash envelopes 12 x budget sheets 16 x self-adhesive labels Only the above package content, other products are not included. Note: Light reflection and different displays may cause the color of the item in the picture a little different from the real thing. The measurement allowed error is +/- 1-3cm.