- Each package includes a budget organizer with a secure button closure, 6-hole clear view pockets, and numbered stickers (1-100) for easy tracking. Perfect for both men and women managing commercial budgets, business planning, journaling, or daily scheduling. - Constructed from durable, non-toxic PVC, this organizer is tear-resistant and built to last. Featuring a metal 6-ring binder for easy refilling, it is compact and portable, making it the ideal size for your school bag or handbag. - The notebook includes a hidden pen holder slot and multiple card slots designed to securely hold credit cards, ID cards, cash, and budgeting sheets, keeping everything organized in one place. - An excellent gift choice for friends, family, office workers, students, teachers, writers, readers, artists, and designers on occasions such as birthdays, Christmas, Valentine's Day, Thanksgiving, Mother's Day, Father's Day, and anniversaries. - Practical uses include organizing monthly budgets, planning business expenses, tracking daily tasks, and managing school assignments, ensuring you stay on top of your financial and personal goals.