- Efficient budgeting: plan and save intelligently with our money saving challenge for envelopes. The 100 Envelope Challenge Wall Chart helps you stay organized and track progress toward any goal. It is aimed at both families and individuals. - Budget money helper: manage your money like a professional with our Envelopes Money Saving Challenge. Keep track of your finances and save effortlessly for your goals with a sturdy 5 format binder and 100 bags. - PU leather: These envelopes are made of PU leather, which is scratch resistant and neatly stitched. They feel comfortable and can withstand frequent use. - Universal application: get ready to achieve your financial goals with our money saving challenge for envelopes. This budget wallet based envelope system is designed to meet all your savings goals. - Use scenario: plan a family vacation by allocating envelopes for travel, lodging, and activities to track deposits and spending. - Use scenario: build an emergency fund or prepare for monthly bills with predictable, repeatable deposits into separate envelopes. - Use scenario: fund a home improvement or education goal by dedicating envelopes for each target and monitoring progress over time.