All-in-One Savings Solution: A single binder that combines a money saving binder, a budget binder with cash envelopes, and a savings book to help you save efficiently and stay organized Multiple Savings Goals: Ideal for completing 12-month savings challenges, including 2.5K, 5K, and 10K savings goals with clear, easy to follow steps Durable and Portable: Made with high quality materials for daily use and a compact design that is easy to carry Customizable Savings Plan: Includes 12 envelopes for a money saving challenge to suit various financial goals Use scenarios - Vacation fund: Set up a 12 month plan using the 12 envelopes to earmark funds for different trip costs and track progress in the savings book - Emergency and sinking funds: Allocate envelopes to separate emergency needs (medical, car, utilities) and monitor total progress over time - Monthly budgeting and small projects: Use the envelopes to divide funds for regular expenses or a specific goal such as home improvements, then record updates in the savings book