•The binder cover is made of high-quality PU leather, durable and comfortable to touch •The refillable 6 stainless steel wide round rings can hold multiple envelope bags, convenient to fill the papers •With built-in card slots and cash pockets for storing cash money, ID cards, bank cards, etc •The pen holder is suitable for storing pens so that you can record your life at any time •The expense budget table sheet helps you understand the cash inflows and outflows in detail •Budget sticker labels for planners make it easy for you to mark and organize and classify •The zipper envelope bags are made of PVC materials, which are soft and tear-resistant. Designed with 6 tiny holes, you can fix these bags together. Very suitable for collecting slips, invoices, coupons, cards, stamps, etc •The durable closure clasp can be easily opened and closed, which can protect your privacy •The PU leather binder with bags can be easily put into handbags, backpacks, suitcases or desks, suitable for school, office, travel and family, and used as a cash envelope wallet Package included: •1 x PU Leather Binder Cover •12 x Binder Pockets (6 Colors In Total) •12 x Budget Sheets •16 x Self-adhesive Labels •Other things not included