1、Contents: Including 1 x A6 Binder Cover, 12 x A6 Zip Pockets, 12 x Budget Sheets, 2 x English Stickers, 1 x Colorful Label Sticker, 1 x Ruler, 1 x Annual Calendar Card. Lightweight and easy to carry, widely used in the home, school, office, and travel. 2、PU Leather Ring Binder: There are 4 bank and credit card slots, 1 side pocket for cash, passport, tickets, bills, and 1 pen loop. You can easily access it during your daily consumption process. The strong magnetic closure is easy to open and close to ensure your privacy and prevent accessories from falling out. 3、Utility Money Envelopes: PVC Money envelopes are a great tool for carrying and organizing financial and financial data, including cash, bank cards, credit cards, vouchers, ID cards, stamps, passports, and change. The perfect organizer to help you sort expenses and save for different things. Waterproof and tearproof, effectively protect your items from water and dust. Transparent design for easy viewing of categories. 4、Humanized Design: Beautiful A6 notebook binder, with multiple card positions for the pen. With 6 stainless steel lacing loops, it gives you the flexibility to add or remove items and prevent them from falling. Easy to use, press both ends to replace and open the loose‑leaf ring. Make invoices, save time, and don t waste time calculating. 5、Ideal Gift: A nice set of budget planner to help you extract all your living expenses, spend wisely, and stay out of debt. The ideal gift for family, friends, colleagues, and children.